Credit Card Applicable Fees and Charges

FEE & CHARGE DESCRIPTION	SECURITY BANK MASTERCARD			DINERS CLUB
	CLASSIC	GOLD	PLATINUM	INTERNATIONAL	PREMIERE

Annual Membership Fee Primary	P1,200.00	P2,000.00	P3,000.00	P1,500.00 Single Currency	P3,000.00
				P2,500.00 Dual Currency	N/A
Annual Membership Fee Supplementary	P600.00	P1,000.00	P1,500.00	P750.00 Single Currency	P1,500.00
				P1,000.00 Dual Currency	N/A
Finance Charge	3.25% per month (or 39% annually)
Late Payment Fee	5% or P500.00, whichever is higher
Cash Advance Fee	5% or P250.00, whichever is higher
ChargeLight Installment Plan Pre-Termination Fee	P300.00
Over-The-Counter Cash Advance Fee	P250.00
Charge Slip Retrieval Fee	P400.00 per sales slip
Card Replacement Fee	P150.00 per card
Lost Card Fee	P250.00 per card
Credit Card Exchange Rate	Based on Security Bank Corporation's prevailing Board Rate at posting date.
Card Certification Fee	FREE for first time request. P150.00 for succeeding requests
Returned Check Fee	P500.00 for Peso / USD10.00 for Dollar
Statement of Account Retrieval Fee	P30.00 per page (if requested billing statement is more than three months old)

Note: SB Cards reserves the right to change said fees and other charges from time to time with prior notice.

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